Helping You Build Wealth and Control Your Financial Future
As someone who has dreams and goals for retirement, along with a vision of the lifestyle you’d like to achieve, we look forward to offering long-term planning advice. At FMA Advisory, we work with you to create an individually-tailored plan to achieve your aspirations, by providing Straight Talk regarding the likelihood of success given the resources you have.
Straight Talk Services
You Can Count On
Independent Wealth Management
We invest heavily in cutting edge technology to support the critical thinking and analysis of our team. Alongside strategic partnerships with other fiduciary firms and the ability to supply liquidity to clients through multiple financing channels, we provide all the tools necessary to deliver customized, tailored solutions to each client - all while remaining proudly independent.
Retirement Planning
Regardless of whether the markets are on an upswing or grinding through the uncertainty of a crisis, the question we hear most often from our clients is, “Am I on track for retirement… and am I okay?”
This most fundamental of questions, while so important as to be intimidating for many people, is one we are very well-equipped to answer. FMA has invested in highly skilled employees and state-of-the-art technology to provide you with honest advice and tailored solutions. We create a suite of retirement planning reports to illustrate prospective cash flows in retirement and show how various decisions will impact your financial trajectory. FMA utilizes advanced interactive software that models multiple scenarios to stress test portfolios against market disruptions, confidently answering the question of whether clients’ assets will sustain them.
FMA affirmatively delivers the peace of mind which comes from knowing that answer.
Are YOU okay?
Corporate Retirement Plans
Business retirement plans are increasingly important in today’s competitive workplace in order to retain valuable employees. Yet well-intentioned plan sponsors are increasingly threatened by serious issues stemming from non-compliance and inadvertent risk retention. FMA’s principals will help design, implement and manage the most appropriate government-qualified retirement plan for your company’s unique circumstances, including its corporate form.
Trust & Estate Planning
You have worked hard to create and sustain wealth, and it is our privilege to manage and preserve those assets for future generations. Whether it’s the optimization of intergenerational wealth transfer, the avoidance of unnecessary taxes or the funding of an important philanthropic legacy, FMA is uniquely qualified among the RIAs of central Pennsylvania to follow through on your behalf.
Non-Profit & Charitable Organizations
We can assist your organization with the writing or updating of your formal investment policy statement, and subsequently manage the assets within that agreed-upon framework. Allocation, expected return assumptions, diversification, time horizon, liquidity and sustainability requirements are all factors that are incorporated in the creation of a custom-tailored portfolio.
Additional Capabilities
FMA Advisory is a full-service wealth management firm, providing far more than simply investment management services. As we partner together, we may also address:
- Education Planning
- Executive Stock Option Management
- Investing for Rising Professionals
- Customized Credit & Lending
- Philanthropic Giving
- Retirement Benefit Optimization
Fee-Only Advice
As an independent, fee-only, registered investment advisory, we provide comprehensive services that are free of conflicts. There are no commissions, financial hooks or incentives, no surrender charges or lockup periods. With transparency in mind, we are truly proud of our compensation structure and believe that there is a vital importance in providing solutions that are developed in your best interest.
